Rates
Savings Rates Lending Rates Fee Schedule
Effective as of: 03/01/2024
| Fee Schedule | ||
| Share Account Fees | ||
| Fee | Amount | Per |
| Returned Item Fee | $20.00 | Per Item |
| Dormant Account Fee | $5.00 | Per Month After (1) Yr. |
| Check Cashing Fee – Non-Member,3rd Party | $7.50 | Per Item |
| Certified Check Fee | $3.00 | Per Item |
| Early Withdrawal of Christmas Club Fee | $20.00 | Per Item |
| Early Account Closure Fee Within 90 days | $25.00 | |
| **Accounts closed within 90 days of account opening, may be subject to an early account closure fee | ||
| Share Draft Account Fees | ||
| Fee | Amount | Per |
| NSF Transfer from Share Fee | $7.50 | Per Item |
| NSF/Overdraft Fee | $33.00 | Per Item |
| Stop Payment Fee | $25.00 | Per Request |
| Release Stop Payment Fee | $3.00 | Per Item |
| Returned Item Fee | $20.00 | Per Item |
| Counter Checks – Sheet of 3 | $1.00 | Per Sheet of 3 |
| Copy of Cleared Draft Fee | $2.00 | Per Item |
| Business Account Fee | $5.00 | Per Month |
| Electronic Funds Transfer Fee | ||
| Fee | Amount | Per |
| ACH Stop Payment Fee | $25.00 | Per Item |
| ACH NSF Transfer from Share Fee | $7.50 | Per Item |
| ACH NSF Overdraft Fee | $33.00 | Per Item |
| Debit Card Replacement Fee | $12.00 | Per Card |
| Credit Card Replacement Fee | $12.00 | Per Card |
| Electronic Bill Pay | FREE | Per Month |
| Mobile Banking | FREE | Per Month |
| Other Service Fees (applicable to all accounts) | ||
| Fee | Amount | Per |
| Check Protest Fee | $25.00 | Per Item |
| Money Order | $2.00 | Per Item |
| Foreign Item Processing | Up to $75.00 | Per Item |
| Fax Fee | $3.00 | Per Request |
| Statement Copy Fee | $10.00 | Per Month |
| Returned Mail Fee | $5.00 | Per Item |
| Wire Transfer Fee – Domestic In | $25.00 | Per Item |
| Wire Transfer Fee – International In | $50.00 | Per Item |
| Account Research/Reconciliation | $50.00 | Per Hour |
| Repay Debit Card Payment Fee | $7.95 | Per Payment |
| Loan Late Fees | ||
| Fee | Amount | Per |
| Consumer Loans | $25.00 | Late Fee – 10 Day Grace Period |
| Residential Loans | 2% of P | Late Fee – 10 Day Grace Period |
| VISA Gold Credit Card | $25.00 | Late Fee – 15 Day Grace Period |