Rates
Savings Rates Lending Rates Fee Schedule
Effective as of: 12/27/2024
| Lending Rates | ||
| APR* as low as | APY* as low as | |
| New Auto | 5.5% APR* | |
| Used Auto | 6.50% APR* | |
| New Recreational Vehicle | 6.00% APR* | |
| Used Recreational Vehicle | 6.50% APR* | |
| Other Collateral | 7.00% APR* | |
| Fixed Mortgage and Home Equity Loans | ||
| 5 Year (60 Months) | 5.25% APR* | 5.39% APY* |
| 7 Year (84 Months) | 5.50% APR* | 5.64% APY* |
| 10 Year (120 Months) | 5.75% APR* | 5.90% APY* |
| 15 Year (180 Months) | 6.00% APR* | 6.17% APY* |
| 20 Year (240 Months) | 6.25% APR | 6.43% APY* |
| Vacant Land | ||
| 5 Year (60 Months) | 7.00% APR* | 7.25% APY* |
| 7 Year (84 Months) | 7.25% APR* | 7.50% APY* |
| 10 Year (120 Months) | 7.50% APR* | 7.76% APY* |
| Home Equity Line of Credit | 7.50% APR* | 7.76% APY* |
| Unsecured Signature Loan | ||
| 12 Months | 9.00% APR* | |
| 13 - 24 Months | 10.00% APR* | |
| 25 - 36 Months | 11.00% APR* | |
| 37 - 48 Months | 12.00% APR* | |
| Debt Consolidation Loan | ||
| 12 Months | 9.50% APR* | |
| 13 - 24 Months | 10.50% APR* | |
| 25 - 36 Months | 11.50% APR* | |
| 37 - 48 Months | 12.50% APR* | |
| 49 - 60 Months (5K Plus) | 13.50% APR* | |
| Visa Credit Card | 6.99% APR* | |
| Visa Balance Transfer (For Life of Balance Transfer) | 3.99% APR* | |
| *APR = Annual Percentage Rate; APY = Annual Percentage Yield. **Your rate may differ from the rates listed above and will be based on your credit rating. Rates are subject to change. | ||