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1. Eligibility: This contest is open to all members of the TruCrew, which includes Top Fans, Rising Fans, New Followers, and anyone on our weekly engagement list. Participants must be 18 years or older to enter. Employees, immediate family members (parents, siblings, children), and members of the board and supervisory committee are not eligible to win.

2. Contest Duration: The contest will run through three rounds:

• Round 1: March 5th, 2025
• Round 2: March 12th, 2025
• Round 3 (Final Round): March 19th, 2025

Winners for each round will be selected on the following Friday of each round.

3. How to Participate:

• Vote for your favorite towns in each match-up on March 5th, March 12th, and March 19th.
• To vote, comment with your choice(s) on the most recent post for that round of the contest.
• Only one vote per person per match-up will count. Multiple votes will not be considered.

4. Prize:

• Each of the first two rounds gives you a chance to win $25 just by voting in the comments.
• The final round (Round 3) gives you a chance to win $50 just by voting in the comments.
• Winners will be randomly selected from valid votes and winners will be contacted on the Friday following each round.

5. Winner Selection: Winners will be selected at random from the comments on each match-up post in each round. One winner will be chosen for each of the first two rounds ($25 prizes) and one winner for the final round ($50 prize).

6. No Purchase Necessary: No purchase or payment is required to enter or win the contest.

7. Third Party Disclaimer: This contest is not affiliated with Facebook, Instagram, or any third-party websites. By entering, participants release Facebook, Instagram, and any other third parties from any and all liability related to this contest.

8. Personal Information: We will never ask for personal information (e.g., passwords or credit card details) through social media platforms. If we require any further information to claim the prize, we will contact you privately via Facebook Messenger.

9. Winner Announcement: Winners will be announced on the March 26th on our social media channels. Winners will also be contacted directly via Facebook Messenger.

10. Terms and Conditions: By entering the contest, participants agree to abide by these Terms and Conditions.

11. Privacy: Your participation in this contest will not be used for any marketing or promotional purposes without your consent.

12. Contest Void Where Prohibited: This contest is void where prohibited by law.

13. Additional Terms:

• By participating, you agree to allow the use of your name and/or social media handle for promotional purposes if you are selected as a winner.

Owl’s Head | The American Heroes Flagpoles Foundation is a 501©3 nonprofit organization that has the mission to donate 100 hand-made traditional wooden flagpoles to deserving combat veterans, in conjunction with a dedication ceremony. Each flagpole is valued at $5,000, which is donated by the Foundation.

Each flagpole donated includes delivery, installation, and military ceremony with Honor Guard, all at no cost to the recipients. All flagpoles are twenty-five feet tall, made of Northern Red Oak and can be coated with a clear varnish or gloss white yacht paint finish, and include a custom powder coated mountain mounting base along with rigging and hardware.

Qualifying veterans must meet the following criteria:

-          Combat wounded, combat disabled and/or combat decorated.

-          Submit an application and DD-214, along with summary of military record

-          Supply three references and a letter of request from the applicant

-          Must have served a conflict, war, or era

-          Must have served in any branch of service or rank.

Veteran application forms are available on the American Heroes Flagpoles Foundation website at www.americanheroesflagpoles.com , by emailing DK-1@mail.com, or one can call (518) 534-4033 and a form will be mailed to the requester. Veterans looking for assistance completing the form can also call.

Danny Kaifetz, director of the Foundation has produced the finest traditional wooden flagpoles in North America, over five hundred in total in forty-four states and in four foreign countries. Upon his retirement, he set up a new shop in Owl’s Head and founded the Foundation.

TruNorthern Federal Credit Union, a local credit union based out of Malone, has recently partnered with the American Heroes Flagpoles Foundation with the mission to sponsor three flagpoles over the next three years, for a total value of $15,000.00. 

Supporting organizations that assist with feeding local students in Franklin County, such as the Backpack Program, is a necessary step. The Backpack Program feeds elementary students in Brushton, Chateaugay, Malone, Salmon River, and St. Regis Falls schools, which allows TruNorthern Federal Credit Union to go “back to their roots.”

TruNorthern Federal Credit Union (originally North Franklin Teacher’s Federal Credit Union) was founded by a group of teachers under the premise of not for profit, but for service. Since the beginning, TruNorthern has upheld this standard for their members. Initially, those who worked in St. Regis Falls, Salmon River, Brushton-Moira, Malone, or Chateauguay schools were able to become a member. While TruNorthern has expanded to allow a greater field of membership, giving back to their original charter schools is still a high priority.

Currently feeding 450 – 500 students a year, this program is a community staple that ensures proper nutrition for students over the weekend when they are not able to rely on school lunches.

For those looking to support the local Backpack Program, there is a donation box in TNFCU’s Malone branch, where TruNorthern will match up to $5,000.00 per year. 

The Better Business Bureau was founded with the mission to create an ethical marketplace where buyers and sellers trust each other, and with the mission to be the leader in advancing marketplace trust. This is accomplished by setting standards for marketplace trust, encouraging and supporting best practices by engaging with and educating consumers and businesses, celebrating marketplace role models, calling out and addressing substandard marketplace behaviors, and creating a community of trustworthy businesses.

Recently, TruNorthern Federal Credit Union became accredited with the Better Business Bureau, resulting in an A+ rating on their BBB profile. For those wishing to leave a review for the hometown credit union, visit https://www.bbb.org/us/ny/malone/profile/credit-union/trunorthern-federal-credit-union-0041-236026982Tu

When uploading a signed check through our mobile app, please remember to properly endorse the check and also include either:

·         Writing “for mobile deposit only” on the check

·         Checking the mobile deposit box

Without properly endorsing the check, our team is unable to process the check, resulting in a declined deposit. Mobile deposits cannot exceed $2,500.00. 

Binding Agreement. By participating in the Busy Bee Rewards Program (“Program”), you are bound to these Terms and Conditions (“Terms”) and indicate your agreement to them. All the credit union’s (“TruNorthern”, “Sponsor”, “TruNorthern FCU”) decisions are final and binding.

Privacy. The personal information collected, processed and used as part of the Program will be used in accordance with the credit union’s Privacy Policy, which is available by link on the credit union’s website, located at: https://www.trunorthernfcu.org/privacy.php

Automatic Entries. All primary Busy Bee Account holders are automatically enrolled in this program as of [01/01/2023]. Secondary account holders, or those who are thirteen (13) years of age and above are ineligible for this program and cannot collect prizes.

Eligibility. Eligibility is for those who are the Busy Bee Primary Account Holder. One must be under the age of thirteen (13) and have met all requirements to open a Busy Bee Account.

Account Opening Criteria. Membership is open to those who live, work, worship, or attend school in St. Lawrence, Franklin, Essex, or Clinton counties in New York State. Busy Bee accounts require a $25 deposit at account opening and must provide the primary account holder’s birth certificate and social security number. All Busy Bee accounts must have an adult over the age of eighteen (18) as a secondary account holder. Secondary Account Holders are required to have a valid ID present at the account opening and must be a member of TruNorthern.

Prize Eligibility. To earn a prize, the Busy Bee Primary Account Holder must make a deposit into their Busy Bee Account to earn a stamp on their Rewards Card (“Card”). Once the Card has five stamps, the Busy Bee Primary Account Holder will have the opportunity to select a prize from the “Honey Pot”. At ten stamps, the Busy Bee Primary Account Holder will earn $10 that is directly deposited by TruNorthern FCU into their account. The Busy Bee Primary Account Holder must be physically present at the time of deposit to earn a stamp and/or prize.

Winner Selection. All eligible Busy Bee Primary Account Holders can qualify for a rewards card. Once the Busy Bee Primary Account Holder has made five in-person deposits at TruNorthern Federal Credit Union (494 East Main Street Malone, NY 12953 or 1274 Washington Street Brushton, NY 12916), they will have the opportunity to select a prize from the “Honey Pot”. At ten stamps, the Busy Bee Primary Account Holder will earn $10 that is directly deposited by TruNorthern FCU into their account. Eligible Busy Bee Primary Account Holders will receive a new Card once their previous card has been filled in and signed by a TruNorthern staff member.

Additional Limitations. Prizes are non-transferable. Sponsor and it’s respective parents, affiliates, and subsidiary companies, agents, and representatives are not responsible for any topographical or other errors in the offer of administration of the Program, including but limited to: errors of any printing or posting of these Official Rules, the selection or announcement of any winner, or the distribution of any prize. Any attempt to damage the content or operation of this program is unlawful and subject to possible legal action by the Sponsor. Sponsor reserves the right to terminate, suspend, or amend the program without notice for any reason, including without limitation of the Sponsor determines that the program cannot be conducted as planned.

Indemnification and Limitation of Liability. By entering this Program, each entrant agrees to indemnify, release and hold harmless sponsor and its patrons, affiliates, and subsidiary companies, advertising, and promotional agencies, and all their respective officers, directors, employees, representatives and agents from any liability, damages, losses, or injury resulting from whole or in-part, directly or indirectly from the entrant’s participation in the Program and the acceptable use or misuse of any prize that may be won. Sponsor and its parent, affiliate, and subsidiary companies do not make any warranties, expressed or implied, as to the condition, fitness, or merchantability of the prize.

Program Sponsor. This Program is sponsored by:

TruNorthern Federal Credit Union.
494 East Main Street, Malone, NY 12953
1274 Washington Street, Brushton, NY 12916

Program Timeline. The Busy Bee Rewards Program runs from January 1^st, 2023, through December 31, 2026.