Rates

Effective as of: 09/01/2025


Lending Rates

	APR* as low as	APY* as low as
New Auto	5.25% APR*
Used Auto	6.25% APR*

New Recreational Vehicle	5.75% APR*
Used Recreational Vehicle	6.25% APR*
Other Collateral	6.75% APR*

Fixed Mortgage and Home Equity Loans
5 Year (60 Months)	5.25% APR*	5.39% APY*
7 Year (84 Months)	5.50% APR*	5.64% APY*
10 Year (120 Months)	5.75% APR*	5.90% APY*
15 Year (180 Months)	6.00% APR*	6.17% APY*
20 Year (240 Months)	6.25% APR	6.43% APY*

Vacant Land
5 Year (60 Months)	7.00% APR*	7.25% APY*
7 Year (84 Months)	7.25% APR*	7.50% APY*
10 Year (120 Months)	7.50% APR*	7.76% APY*

Home Equity Line of Credit	7.50% APR*	7.76% APY*

Unsecured Signature Loan
12 Months	9.00% APR*
13 - 24 Months	10.00% APR*
25 - 36 Months	11.00% APR*
37 - 48 Months	12.00% APR*

Debt Consolidation Loan
12 Months	9.50% APR*
13 - 24 Months	10.50% APR*
25 - 36 Months	11.50% APR*
37 - 48 Months	12.50% APR*
49 - 60 Months (5K Plus)	13.50% APR*

Visa Credit Card	6.99% APR*

Visa Balance Transfer (For Life of Balance Transfer)	3.99% APR*

APR = Annual Percentage Rate; APY = Annual Percentage Yield. *Your rate may differ from the rates listed above and will be based on your credit rating. Rates are subject to change.

Just By Being Us | TruNorthern Federal Credit Union

I will never bank anywhere else. Community based, personal and professional interactions, not found in many places, that is for sure. Thank you Trunorthern for recognizing great employees when you see them!

Jody Johnston, Member Since 1991

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